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Terms of Service for The Anti Advisor Substack

1. Introduction

These Terms of Service ("Terms") govern your access to and use of The Anti Advisor ("we," "us," "our"), an investment research newsletter published via Substack. By subscribing to or accessing our content, you ("Reader," "you," "your") agree to be bound by these Terms.

2. Nature of Service

2.1. Information Only

- Our newsletter provides general investment research, analysis, and commentary

- All content is for informational and educational purposes only

- Content is not personalized investment advice

- Content is not tailored to any individual's specific financial situation

2.2. Not Financial Advice

- We do not provide personal investment recommendations

- We do not advise on specific securities, investment products, or investment strategies

- We do not have a fiduciary relationship with readers

3. No Individual Consideration

3.1. By using our service, you acknowledge that:

- We do not know your financial situation

- We do not know your investment objectives

- We do not know your risk tolerance

- We do not consider your personal circumstances in our analysis

4. Reader Responsibilities

4.1. You are responsible for:

- Evaluating all investment decisions independently

- Conducting your own due diligence

- Consulting with qualified professionals regarding your specific situation

- Understanding investment risks

- Determining suitability of any investment decisions

5. Disclaimer of Warranties

5.1. Content is provided "as is" without any warranties:

- No guarantee of accuracy

- No guarantee of completeness

- No guarantee of timeliness

- No guarantee of suitability for any purpose

5.2. Market Analysis:

- Past performance is not indicative of future results

- All forecasts and projections are speculative

- Market conditions can change rapidly

- All investments carry risk of loss

6. Disclosures

6.1. Financial Interest:

- Writers may hold positions in discussed investments

- Writers may trade in discussed securities

- Positions may be changed without notice

- Content may be biased by writers' positions

6.2. Revenue Sources:

- Subscription fees

- Potential affiliate relationships

- Any other relevant revenue sources

7. Subscription Terms

7.1. Access:

- Payment required for premium content

- We reserve right to modify subscription terms

- No unauthorized sharing of premium content

7.2. Cancellation:

- Cancellation per Substack Policy

- Refunds per Substack policy

- No refunds for partially used periods

8. Intellectual Property

8.1. All content is protected by copyright and other intellectual property laws:

- No reproduction without permission

- No distribution without permission

- No derivative works without permission

- No commercial use without permission

9. Limitation of Liability

9.1. We are not liable for:

- Investment losses

- Trading decisions

- Market-related losses

- Errors or omissions in content

- Delays in publishing

- Technical issues

- Any consequential damages

10. User Conduct

10.1. You agree not to:

- Share premium content

- Republish our content

- Use our content for commercial purposes

- Misrepresent our content

- Engage in abusive behavior in comments

11. Communications

11.1. By subscribing, you agree to receive:

- Newsletter emails

- Administrative communications

- Updates to these Terms

- Marketing communications

12. Modifications

12.1. We reserve the right to:

- Modify these Terms at any time

- Change subscription offerings

- Discontinue service

- Change content focus or format

13. Acknowledgment

By subscribing to or accessing our content, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

Last Updated: November 7th, 2024

The Anti Advisor